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SEO

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<section class="terms">
<div class="container">
<h3 class="terms-heading">1. Introduction</h3>
<p>Welcome to Universa Hub Services Pvt. Ltd. (“we”, “our”, or “us”).</p>
<p>We respect your privacy and are committed to protecting your personal information.</p>
<p>This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website http://universahub.in (the “Site”) or use our related services (collectively, the “Services”). By accessing or using our website, you consent to the terms of this Privacy Policy.</p>
<h3 class="terms-heading">2. Information We Collect</h3>
<p>We collect both personal and non-personal data to provide you with a smooth and secure shopping experience.</p>
<p><strong>a) Personal Information</strong></p>
<p>You may be asked to provide the following details:</p>
<ul class="list-style2">
<li>Full name</li>
<li>Email address</li>
<li>Mobile number</li>
<li>Shipping and billing address</li>
<li>Payment details (processed securely via third-party gateways)</li>
<li>Account login credentials (if applicable)</li>
</ul>
<p><strong>b) Non-Personal Information</strong></p>
<p>We may collect:</p>
<ul class="list-style2">
<li>Browser type, device type, IP address, and operating system</li>
<li>Pages visited, time spent, and referring URLs</li>
<li>Cookies and similar tracking technologies (see Section 8)</li>
</ul>
<h3 class="terms-heading">3. How We Use Your Information</h3>
<p>Your information is used to:</p>
<ul class="list-style2">
<li>Process and fulfill your orders</li>
<li>Communicate order updates, delivery status, and offers</li>
<li>Improve website functionality, user experience, and product listings</li>
<li>Prevent fraud and maintain secure transactions</li>
<li>Provide customer support and respond to inquiries</li>
<li>Send newsletters or promotional content (only with your consent)</li>
</ul>
<h3 class="terms-heading">4. How We Protect Your Information</h3>
<p>We implement strict technical and organizational security measures to protect your data, including:</p>
<ul class="list-style2">
<li>SSL encryption for data transmission</li>
<li>Secure payment gateways compliant with PCI-DSS standards</li>
<li>Regular malware and vulnerability scans</li>
<li>Limited employee access to personal data on a need-to-know basis</li>
<li>Despite these precautions, no system is entirely secure. You acknowledge that data transmission over the internet carries inherent risks.</li>
</ul>
<h3 class="terms-heading">5. Sharing of Information</h3>
<p>We do not sell, rent, or trade your personal data to third parties.</p>
<p>However, we may share limited data with:</p>
<ul class="list-style2">
<li>Trusted service providers (e.g., shipping partners, payment processors)</li>
<li>Legal authorities when required by law or in response to lawful requests</li>
<li>Third-party analytics tools like Google Analytics for performance insights</li>
<li>All partners handling personal data are bound by strict confidentiality obligations.</li>
</ul>
<h3 class="terms-heading">6. Data Retention</h3>
<p>We retain your personal information only for as long as necessary to:</p>
<ul class="list-style2">
<li>Complete transactions or provide requested services,</li>
<li>Comply with applicable tax or legal obligations, or</li>
<li>Resolve disputes and enforce our policies.</li>
<li>Once no longer required, your data is securely deleted or anonymized.</li>
</ul>
<h3 class="terms-heading">7. Your Rights</h3>
<p>Under applicable data protection laws, you have the right to:</p>
<ul class="list-style2">
<li>Access your personal data</li>
<li>Correct inaccuracies or update information</li>
<li>Withdraw consent to marketing communications</li>
<li>Request deletion (“Right to be Forgotten”) where legally applicable</li>
<li>To exercise these rights, please email info@universahub.in with your request.</li>
</ul>
<h3 class="terms-heading">8. Cookies Policy</h3>
<p>Our website uses cookies to:</p>
<ul class="list-style2">
<li>Improve site navigation and performance</li>
<li>Analyze traffic and visitor behavior</li>
<li>Remember your login or cart preferences</li>
<li>You can modify or disable cookies through your browser settings, but some website features may not function properly without them.</li>
</ul>
<h3 class="terms-heading">9. Third-Party Links</h3>
<p>Our website may contain links to third-party websites or payment portals (e.g., Razorpay, Paytm, Google Pay).</p>
<p>We are not responsible for the privacy practices or content of those external sites.</p>
<p>Please review their privacy policies before submitting your personal data.</p>
<h3 class="terms-heading">10. Children’s Privacy</h3>
<p>Our services are intended for individuals above 18 years of age.</p>
<p>We do not knowingly collect personal data from minors.</p>
<p>If you believe a child has provided us with personal information, please contact us immediately for deletion assistance.</p>
<h3 class="terms-heading">11. Policy Updates</h3>
<p>We may update this Privacy Policy periodically to reflect changes in business practices or legal requirements.</p>
<p>All updates will be posted on this page with the revised Effective Date.</p>
<p>Continued use of our website after any changes constitutes your acceptance of the revised policy.</p>
</div>
</section>

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